A manufactured home is a type of prefabricated home that's mostly built in a factory and then transported to a predesignated site for use.
A mobile home is a large house trailer that is parked in one particular place and used as a permanent living accommodation.
A manufactured home is meant to be used as a permanent dwelling once it reaches its predesignated site.
Just like home insurance, mobile home insurance is required.
There are a lot more risks to owning a mobile home than there are for a traditional site-built home. Their life span also isn't as long as traditional homes and they require more maintenance. For this reason, it's much tougher to finance a mobile home.
Top manufactured home companies include:
The amount of insurance you need depends on the price of your home, any attachments to the property, as well as any special amenities you may have.
Just like standard home insurance, mobile home insurance is not tax deductible.
We can find you policies in the following states:Alabama
All 50 States:
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Jersey
New Mexico
New York
Nevada
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Dakota
South Carolina
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
There is no age limit for getting a manufactured home insured.
Replacement cost value is the determined value of your mobile home that the insurance provider is willing to pay for a loss.
Market value is the determined value of your mobile home relative to prices of mobile homes in the market.
Actual cash value is the determined cash worth of your mobile home.